The process of buying a house can be complicated, even for those who previously owned a home. The following list will help you better understand the major steps in the process, so you know what to expect!

Major Steps in the Home Buying Process

1. Talk to a Mortgage Lender for pre-approval and price range
2. Consult and analyze your needs with your real estate agent
3. Select and tour homes that meet your requirements
4. Write and present offer to purchase
5. Acceptance of contract
6. Arrange for inspections – radon, mold, lead, termite, etc.
7. Purchase a home warranty (optional)
8. Mortgage application, appraisal and credit report
9. Mortgage loan approval
10. Title company/escrow company title search
11. Order homeowners and/or hazard insurance
12. Arrange for closing date and assemble documents
13. Schedule movers and utilities
14. Review the closing statement for accuracy
15. Get a certified check for the funds needed at closing
16. Final walk-through of the home
17. Closing
18. Move-in to your new home!

The first two steps of the home buying process are very important!  Imagine finding the perfect home and then being told that you won't be able to finance it! Don't let this happen to you!

Shop around and find a lender you'd like to work with and have them walk you through all your financial options.  Once you have a budget that you're comfortable with, you can start deciding what you absolutely need in a home and things you want but could live without.  This will help your real estate agent find you homes that meet your criteria within your budget!

Have questions or need mortgage lender recommendations? Give me a call, I'd love to help!  Have you already been preapproved and need someone to help you look for homes?  Contact me today! I can set you up with an automated search that will alert you as soon as homes hit the market so you don't miss out on any opportunities!